Getting approved in your Social Security Disability Insurance (SSDI) benefits application entitles you to various benefits that will make you and your dependents' life somehow at ease while you are out of work because of your disability. You will receive monthly payments, back pay, and Medicare health assistance
Monthly payments are paid to you every month. The Social Security Administration(SSA) will send you a letter containing their approval on your claim, which also contains the amount of your monthly benefits and the effective date. This will start on the month following the month in which the payment is due. For example, if you were deemed disabled on July 15, the payment for January will be given to you on February.
The amount of the monthly payments is based on your average lifetime earnings through your years of work and your FICA tax contributions. Aside from monthly payments, you are also bound to receive lump sum back payments. You can get a year's worth of back pay depending on the time you began your disability. It can amount to thousands of dollars because of the fact that disability payments take longer to be decided by the SSA.
Generally, medical benefits will be given to you two years after you are deemed eligible to receive SSDI benefits. Hence, Medicare benefits are given two years after the date of your entitlement – the date in which the SSA began giving your disability benefits plus the five-month waiting period. However, because some SSDI claims take so long to be decided by the SSA, Medicare will be given to you on the same time that you will be receiving your monthly payments.
In terms of family benefits, your spouse or your children (including disabled ones) can also be eligible to receive SSDI benefits. The “auxiliary” SSDI benefits for these individuals are the same as yours, including monthly payments, back pay, and medical assistance.