Before you think of filing a Social Security Disability Insurance (SSDI) claim, you must first know the definition of disability. In its real context, disability refers to any or a combination of physical, cognitive, mental, sensory and developmental impairment. Nevertheless, the Social Security Administration (SSA) has its own definition of disability, which it is based on your incapability to do work because of a long-term physical or mental disability that prevents you to do any kind of job.
The SSA's disability definition is a set of criteria that the federal agency uses to make a determination regarding your claim. They will consider you disabled if:
You cannot perform the work you did before you were diagnosed with an ailment.You cannot do any kind of work because of your condition.Your disability has lasted or is expected to last for at least one year, or is expected to result to death. Your disability is verified by the SSA through careful review and assessment of important information, such as medical and employment documents, along with the doctor's knowledge of your ailment. The treatment you received, the result of the clinical and lab tests, and your doctor's opinion of your disability in relation to work is also an important part of the verification of your disability.
In making a determination regarding your claim, the SSA will have the Disability Determination Services (DDS) review your application. The DDS is a state agency that follows a five-step process that will determine the severity of your condition and that your disability is a fit in the SSA's list of impairments, among others.
Here is the five-step process that the DDS uses to determine your eligibility to receive disability benefits:
1. Are you working? 2. Is your medical condition severe? 3. Is your medical condition on the List of Impairments? 4. Can you do the work prior to your disability? 5. Can you do other type of work?